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Payment Terms That Hold: A 30-60-90 Framework for UK SMEs

Payment Terms That Hold: A 30-60-90 Framework for UK SMEs

Late payment is often treated as an accounts problem, but it usually begins with weak terms, unclear credit limits and an escalation process nobody follows. This playbook sets out enforceable payment terms, practical credit checks and a 30-60-90 timeline for UK SMEs that want to collect without damaging commercial relationships.

Beyond the Boilerplate: Stress-Testing Force Majeure Clauses in 2026

Beyond the Boilerplate: Stress-Testing Force Majeure Clauses in 2026

Force majeure wording is often inherited, rarely tested and suddenly vital when supply chains wobble or a key supplier disappears. This practical audit shows UK SMEs where standard clauses tend to fail and how to tighten the highest-risk contracts without a full legal rewrite.